Currently Free · Free AI Medical Bill Analysis

Upload Your Bill Free.
Understand it in 60 seconds.

Drop in a photo or PDF of your medical bill. Ivelaa returns a plain-English breakdown, flags items that may deserve review, and gives you questions to ask your provider.

Private uploadNo insurance loginEducational onlyDelete file anytime
Step 01
Upload Bill

Snap a photo or attach a PDF.

Step 02
AI Reviews

We read every line and flag what stands out.

Step 03
Get Report

Plain-English breakdown, ready to download.

Preview · What your report looks like

A real sample analysis

Bill Summary

This is a hospital emergency department bill for a Level 4 visit with a CT scan and IV fluids. The report provides a simplified breakdown of charges and educational information to help you understand what was billed.

Total Charges

Total billed amount$5,990.00
Reference range (when available)$2,850 – $4,200

Items That May Deserve Additional Review

  • Facility fee ($1,200) — consider asking how this was determined for an outpatient ED visit
  • CT scan charge ($2,400) — you may wish to ask for the CPT code and compare with reference pricing
  • Oral medication ($18) — consider asking whether this could be filled at a pharmacy instead

Questions to Ask the Provider

  • Can you provide an itemized bill with CPT codes for each charge?
  • Is the facility fee consistent with your chargemaster rate for outpatient services?
  • Do you offer a self-pay or uninsured discount that could reduce the total?

What You Get

Everything in one report

Plain-English bill explanation

Every line item translated out of medical jargon into language anyone can follow.

Items that may deserve review

Charges that look unusual, duplicated, or higher than reference pricing are flagged for you.

Questions to ask your provider

A ready-to-use list of questions tailored to the specific charges on your bill.

Downloadable report

Save it, print it, or email it to yourself. Yours to keep and reference anytime.

How it works

01

Upload Your Bill

Upload a photo or PDF of a medical bill, hospital invoice, or insurance statement.

02

AI Reviews the Document

Our system extracts billing information and provides educational comparisons using publicly available and reference pricing information when available.

03

Receive a Clear Explanation

Get a simple report explaining what the charges mean and identifying items that may deserve additional review.

04

Decide Your Next Step

Use the report to better understand your bill before contacting your provider or insurance company.

2.1M+
Bills analyzed this year
50+
States with user submissions
24/7
Access to educational analysis

"I used Ivelaa to understand a hospital bill my insurance refused to cover. The plain-English report helped me ask better questions and negotiate with confidence. Never accept the first number without understanding it."

TS

Ted S.

Florida

Ready to see what your bill really says?

Upload your bill free and get a personalized educational analysis — a clear breakdown of charges, plain-English explanations, and questions you may wish to discuss with your provider or insurer. Currently free while we grow.

Ivelaa provides educational and informational analysis only. Ivelaa does not provide medical, legal, insurance, tax, or financial advice. Users should independently verify all information with healthcare providers, insurers, and qualified professionals before making decisions based on information generated by the platform.